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General Components of Injury Claim Compensation There are some costs that can be printed on a receipt and added up, but there are costs that aren't necessarily quantifiable. General compensatory damages cover these non-quantifiable losses. Special damages are the hard costs that can be calculated in clear-cut numbers, such as medical bills and lost wages. Your compensation for injury claims is determined by these damages. Medical expenses Medical expenses are usually included in settlements for personal injury. This is especially true for those who have suffered severe or permanent injuries. For instance, a spinal cord injury victim could require multiple surgeries to treat secondary issues like pressure sores, bowel and bladder issues, spasticity (muscle and tendon jerks), and bone density issues. The rules for valuing the medical expenses in a personal injuries situation differ between states. In general, insurance companies will require proof that the medical expenses were incurred as a result of the incident. This includes invoices and medical bills, and evidence of the kinds of treatments considered essential. In some instances an expert's report is needed to explain the need for specific treatments and to prove that these expenses were connected to the accident. In addition to previous medical expenses, victims could also be entitled to a payment for future medical expenses. This is called special damages and is part of the total settlement that is awarded to the victim. Our attorneys will work with your medical professionals to create a medically-sound treatment plan for you. We will also include any prescription medication that is needed for your treatment as well as any home and medical equipment required to treat injuries. However, future medical costs aren't easy to prove without evidence that the injury will have a an effect on your life quality. This is the reason it's essential to partner with a reputable personal injury attorney who understands the importance of accurately estimating future medical expenses. Call PKSD today to learn more about our experiences in obtaining compensation for victims of serious accidents. Loss of wages Economic damages are included in the compensation for injury claims. These are the losses you could have earned if your injuries had not prevented you from working. These losses include the cost of overtime, seasonal income and other earnings that you could have earned. The compensation for lost wages is intended to place you in the same financial situation as before the accident. In most instances, insurance companies calculate your lost wages according to your hourly wage rate and the number hours you were unable to work due to the accident. This is especially true for workers who are paid by the hour. If you file a lost-wage claim, it is essential to show that your injuries actually kept you from working. You must submit a doctor's letter detailing your injuries and the impact they have caused on your ability to work. This is also backed by a copy of your pay stubs or tax returns. In addition, you might be able to claim compensation for the value of the vacation and sick days you used while recovering from your injury. These days are usually worth the equivalent of a full day's pay. In some cases, your injury may be permanent which limits your ability to work. If your injuries are long-lasting, you may be able to claim compensation for your loss of earning capacity. Reduced earning capacity is usually determined by a physician. An experienced personal injury lawyer can assist you in determining the appropriate value of your lower earning capacity. They can help you gather the evidence of your injuries as well as lost income and send it to the insurance company to ensure that you receive the maximum amount for your case. Pain and suffering The damages of pain and suffering are ones that cannot be quantified in the same way as medical expenses or lost wages. It's more subjective and difficult to place a dollar amount on, yet it is essential to any personal injury case. This is because it covers negative effects on the victim's life that aren't immediately obvious like loss of enjoyment of life mental anguish, emotional distress and anxiety. The most important factor in proving the existence of pain and suffering is a solid evidence. This could be evidence from prescription records that show the type and dosage of pain medication you've taken as well as notes from doctors and other medical professionals on how the accident affected your life, as well as footage of your injuries such as broken bones, scars or other signs on your body. It is crucial to be honest about the pain and suffering that you've endured and how it has affected your life. There are two different ways to determine the amount of pain and suffering you're entitled to compensation for. The multiplier method is one method to determine the amount of suffering and pain you're entitled to compensation for. You add up your economic losses and then multiply this amount by a factor ranging from 1.5-5. Per diem is another method, where you receive an amount of money fixed every day from the date your accident happened until you have reached your maximum medical improvement. It is important to remember that the jury will decide the amount of suffering and pain you've endured. It can be difficult to put a value in dollars on non-economic damages, so the jury might take their time evaluating the impact of your accident on your life and on the quality of your living. Damages to property caused by a fire Depending on the degree of your injuries, it could take a long time to prepare your case for trial. Your lawyer will need to take care of all your medical bills including hospital stays, surgeries and doctor visits. They may also need to collect prescription medications as well as physical therapy sessions and prescription medication. Your personal injury lawyer might be able recover these costs in your settlement even if still paying for your health insurance. Damages to property are a different form of compensation that accident victims can receive. These are awarded to cover costs related to any damage or destruction caused by the negligence of another party. This could include damage to property, such as your car or your home, or personal property, such as a phone or jewellery. Damages to property claims could be part of an injury claim in general or be the object of their own lawsuit. While compensatory damages are intended to help a victim return to the position they would be in had their injuries not caused them to be in that position, general damages compensate plaintiffs for suffering and pain. These damages are difficult to quantify and range from a few hundred dollars for minor injuries, to millions of dollars for severe injuries or disabilities. In the end, punitive damages penalize the defendant for their actions, and prevent them from repeating the same similar thing again in the future. They are not common, and usually reserved for the most shady or obscene conduct. Although they're not available in every personal injury claim it is important to assess your case and consider all possible compensation. If you've been injured, get in touch with a New York personal injury law firm to discuss your options. They can help you submit all the paperwork required within the applicable statutes of limitations. Mobile injury lawsuits for emotional distress The emotional distress of a person is part of suffering and pain, but it is difficult to prove. Following a serious accident victims may experience anxiety, fear and sleep loss. They may also suffer from depression, humiliation, and even anxiety. Emotional distress is also related to a decrease in enjoyment of life. This can be as simple as the fear of driving following a car accident or the inability to perform a job due to a physical injury that causes severe headaches. The court will examine the details of your case in order to determine if you're entitled to compensation for emotional distress. Your lawyer can help you gather the necessary documentation to prove your claim. This can include medical and psychiatric reports, photos of the accident scene, journals of your emotions following the accident and other evidence that is relevant to your claim. If the incident was particularly difficult, you may also be able to file an action for intentional injury. This is a less-known form of non-economic damage. It requires proof that the defendant's actions were negligent or meant to cause mental distress as well as physical injury. These claims are legitimate and they are paid the same as any other kind of physical or financial loss. Having the right lawyer on your side can make all the difference when it comes to winning your case and getting the financial assistance you require. If you believe you've suffered injuries due to someone else's negligence it's important to consult an experienced injury lawyer.